Independent PayDay Loan
Association of Canada

We at IPLAC are a group of short term lending organizations who are Canadian operator owned and reflect the value of responsible lending.

Our mission is to work with stakeholders, legislators and regulators to create a safe and legally regulated environment where the consumer can borrow money when larger institutions will not allow them to do so.

IPLAC members uphold the highest standard of respect for our customers who find themselves in need of our services.

IPLAC supports business models that work in the federal, provincial and municipal legal and statutory environments and protect our members and their clients.